Wishing everyone a Happy Christmas and a Happy New Year!! Have a good one. From all the team at Paddy Compare, Ireland’s largest insurance comparison website.

Happy Christmas from Paddy Compare

As 2018 draws to a close, Paddy Compare would like to wish all our customers a great Christmas and Happy New Year. We would also like to thank all of our insurance brokers for their great service throughout the year, and look forward to a happy and successful 2019.

2019 is set to be an interesting year with the impending Brexit, further advances in mobile technology and positivity in the construction sector.

In his 2019 Budget, Finance Minister Paschal Donohoe referred to the country as “a modern and caring Ireland that aims to be at the centre of a changing world.”

We look forward to the challenges ahead. Cheers!

Best Black Friday Deals Ireland 2018!

Black Friday is here!! What can we expect in 2018? Well even more discounts. With over 90% of retailers offering big deals, now is the time to buy Christmas presents and get the latest tech at prices we all can afford. For more information on who’s in, what’s hot and product offerings, check out our Best Black Friday Deals in Ireland 2018 summary here.

Top ten tips for Black Friday Ireland 2018!

With Black Friday fast approaching and many of the retailers advertising the first of their discounts already, now is the time to act. Black Friday or Black Friday week is a great opportunity for you to save on Christmas gifts, electrical appliances, latest tech and homeware. Paddy has came up with the top ten tips to help you find the best Black Friday deals in Ireland in 2018. Click here for our top ten tips and start saving now.

 

Government slammed again over rising car insurance premiums!

A recent report by AA Ireland has hit out at the Government, accusing ministers of turning a blind eye to the ever increasing car insurance premiums across the Isle.  Just when we thought prices couldn’t go up anymore…. the Central Statistics Office reported average rises of 70pc over a 3 year period, the average premium now stands at a whopping 750 euro. With no change in legislation or reform to the sector, the average Joe continues to take the hit, and worse yet, the Government have turned their attention to Brexit and housing. Whilst the large players continue to thrive and hold all the customer information, things need to change. AA Ireland has set about lobbying the Government on five key reforms in an effort to drive costs down. Will it work, only time will tell! In the meantime, get car insurance quotes at Paddy Compare to see how much you could save today. You can get quotes from a range of local and specialist brokers in just minutes.

Axa set to enter the Irish farm insurance market!

Good news for farmers this week, as word on the paddock is that Axa Insurance plans to take on the farm insurance market in Ireland. At present FBD insurance are the main players in the market, offering healthy discounts for Irish Farmer Association members. Axa are well established across Ireland, with over 50 branches and cover a full range of insurance products. They have recently started recruiting for a dedicated farm insurance team, and are potentially set to employ some former specialists from FBD. Whilst details are still in the early stages, an AXA spokesperson suggested to expect movement in the first half of 2018. By completing our farm insurance quote form at Paddy Compare, our specialist brokers will contact you with tailored quotes that could help you save. So why not give it a try now, it’s free and easy to use.

4 months since Donegal floods

The past four months have been a stressful time for Donegal residents following efforts to restore homes after devastating floods in August.

63% of the average monthly rain fell in just nine hours in Inishowen, destroying bridges, vehicles, business and homes. Residents have been rebuilding their livelihoods following negotiations with insurance companies, and where complete re-builds have been required, seeking planning permission also.

Insurance can be a stressful matter, but when it comes to property, the most important thing is to have adequate cover for your buildings and contents, so that in the event of flooding or other event, you are covered.

Buildings insurance will cover the structure of your home in the event of fire, flood, subsidence, theft and falling trees. Contents insurance will protect your belongings against theft, fire and flooding. The average family of four will have contents of approximately €30,000 in value.

Paddy Compare works with a number of insurance companies to help you seek the best deal for your insurance. Simply complete the home insurance form and leave it to our specialist brokers to advise you on your requirements.

Gardai increase trailer licence and insurance checks

New regulations for towing are causing confusion and problems for trailer owners as no licence means no insurance. If you hold a category B licence, you are ok, provided the maximum authorised mass (MAM) of the trailer is less than 750kg or where the MAM of the trailer is greater than 750kg but the MAM of the trailer and the towing vehicle combined is less than 3,500kg. The weight measurement includes the contents of the trailer. Therefore the category B licence does not permit you to tow a horsebox of livestock trailer as the combined weight would exceed 3,500kg. In this case you will need to apply and complete a driving test for a Category BE licence. For more details on finding the right licence, refer to the National Driver Licence Service.

In all cases you should ensure that you have the correct licence in place. If not, your motor insurance or jeep insurance may refuse to indemnify you in the case of an accident. The Gardai are clamping down on drivers towing trailers and conducting licence spot checks across the country. Try Paddy Compare for your car insurance, farm insurance or hosebox insurance.

House prices rally outside Dublin, with more modest gains in the capital

Recent figures from the Central Statistics Office show that whilst Dublin house prices rose during 2016, the majority of the gains were outside the capital.

2016 Property Prices (Central Statistics Office)

Across the country, home-owners saw an average increase of 8.1%. Unlike in previous years, Dublin properties did not see the bulk of these increases, with a rise of just 5.8%.

Outside of Dublin, there were gains of 12.1%, but the best of these gains were in the West of the country, with house prices rising 17.8%.

Whilst strong gains are being made, property prices are still 32.1% lower than the peaks seen in 2007, opening up opportunities for first-time buyers to purchase their first home, and for existing home-owners to be able to climb the ladder, particularly those who are deciding to move outside the capital.

Home insurance and landlord insurance are an important consideration for home-owners. Paddy Compare works with a range of insurers across Ireland and can help you achieve the best deal. Try us today to see how much you can save!