Category Archives: Insurance

Compare cheap car insurance quotes in Munster

Paddy Compare has recently launched its Car Insurance comparison service for customers located in Clare, Cork, Kerry, Limerick, Tipperary and Waterford.

With the recent introduction of the 142 plate, figures released by the Central Statistics Office (CSO) show the number of new private cars licensed for the first time rose by 50.8% to 14,037 in July, compared to June this year.

So if you are fortunate enough to own a newly registered vehicle, or you just want a cheap quote on your car insurance renewal, try Paddy Compare today.

Liability insurance for summer gardeners

Ireland has seen a strong spell of good weather over the last few weeks, and many green-fingered tradesmen are taking on some additional evening and weekend work, and putting their skills to good use.

Such work for neighbours, friends and family is usually of a casual nature. However, it is the gardener’s responsibility to consider adequate liability/tradesman insurance is in place to cover any damages to the public whilst carrying out their services, should something go wrong. Those carrying out services such as tree-felling may have higher premiums than those cutting grass, due to the additional risk.

Paddy Compare provides one short form which enables you to compare PL insurance from a wide range of liability insurers in Ireland. Make the most of your additional time with cost-effective tradesmen insurance, and see how much you could save.

Cheap taxi insurance in Ireland at Paddy Compare!

Get cheap taxi insurance in Ireland at Paddy Compare in seconds when you use our simple one page taxi insurance quotes form. By entering a few details about yourself and your taxi you could make great savings. Due to changes in taxi regulations in 2000, the number of taxis in Dublin has rocketed to over 25,000. There are 79 taxi ranks in Dublin which are in service 24 hours per day. With such an increase in competition for custom the last thing you want to do is spend more on your taxi insurance. We compare prices from some of the best taxi insurance brokers in Ireland so you don’t have to. So use Paddy Compare and get yourself cheap taxi insurance in Ireland today.

Beauty insurance Ireland – Paddy Compare

Need beauty insurance in Ireland? Get cheap beauty insurance in Ireland with Paddy Compare. Do you own a beauty salon or run your own beauticians business? If so, then finding the right beauty salon insurance is essential. At Paddy Compare we understand your needs and we can help you find a great deal on your beauticians insurance today. Why salon insurance you may ask? Salon insurance is important and a typical policy will provide a level of public liability insurance to protect you against claims made by customers while in your salon. You may also wish to consider employers liability insurance if you have any employees. Optional beauty salon insurance policy extras will include business premises, contents, equipment, beauty products, stock and business interruption cover. Simply complete our one page beauty salon insurance quote form and our specialist salon insurance providers will be in touch with quotes to suit your business. So for cheap beauticians insurance cover, try Paddy Compare today!

Landlord insurance in Dublin – Paddy Compare

The investment giant Blackstone has recently secured a deal with Ireland’s National Asset Management Agency (NAMA). The deal will take on the loans of Cork’s property developer Mr Michael O’Flynn for €1.1 billion. The deal could bring major new property and housing developments to the Dublin area. The portfolio of property loans taken over includes acres of prime real estate land in the centre of Dublin, parts of Britain and Germany and also the 17-storey Elysian Tower in Cork City.

If you are a property developer and have pushed through the financial crisis and are planning to rent any of your properties on the buy to let market, then finding the right landlord insurance is a must. Landlord insurance in Ireland will mainly cover your building and contents against damages from bad weather, storms and floods. Optional policy extras may include loss of rents, public liability and legal expense cover. So get a quote and let us compare landlord insurance policies across Ireland to find you the best deal on your landlord insurance today. We work with a range of commercial landlord insurance, commercial property and residential insurance providers.

Taxi insurance in Ireland could save your life!

We were reminded recently of just how important it is to have taxi insurance when a taxi driver in his early 40s lost his life after jumping into a nearby river to avoid the gardai. The driver was stopped during a routine gardai check and was found to have no taxi insurance. In Ireland if a taxi is found to be uninsured it can be seized for up to 3 months. This very sad incident could simply have been avoided if the driver had taxi insurance.

Getting cheap taxi insurance in Ireland is easy with Paddy Compare. We work with taxi insurance brokers from across Ireland to bring you some of the best deals in the country. It doesn’t matter where you work or what type of vehicle you own, we can help you save money on your taxi insurance. So for taxi insurance Dublin, taxi insurance Galway or even hackney insurance, get a taxi insurance quote at Paddy Compare today.

Get cheap truck insurance quotes in Ireland at Paddy Compare!

A landmark deal for one of the UK’s largest truck and trailer services firms, TIP Trailer Services as it plans to purchase 900 new trailers in the months ahead. The investment is said to be in the region of £19 million and is the biggest deal in the UK this year. The deal will see TIP further develop their existing product range to include a full mix of trailer types such as curtainsiders, box vans, skeletals, reefers, teardrops and double deck trailers.

If you own a truck, then getting the right truck insurance in Ireland is a must. It is essential and a legal requirement before driving your truck on the road. Truck insurance, like lorries comes in many different shapes and sizes. At Paddy Compare you can compare truck insurance in Ireland in seconds. By simply completing our one page online lorry insurance quote form, our specialist HGV insurance provides will contact you with competitive quotes. So let us do the hard work so you don’t have to and get a cheaper truck insurance quote today.

 

Taxi vehicle advertising proposals – Paddy Compare taxi insurance Ireland

Irish taxi drivers expressed their concern against a new proposal which would remove the right to advertise on their taxi vehicles. The National Private Hire and Taxi Association organised the rally which say over 300 taxi drivers take to the streets in protest between College Green and George’s Street in mid February. Drivers also protested against the misuse of a transport phone application for mobile phones which allows the public to check and authenticate the taxi driver’s licence and registration.

If you own a taxi and or if you are a first time taxi driver, then you need taxi insurance in order to operate your vehicle legally. At Paddy Compare you can get cheap taxi insurance in Ireland by simply completing our one page taxi insurance quote form. Our taxi insurance specialists will contact you with competitive quotes to suit your circumstances. For taxi insurance Dublin, Galway, Cork or anywhere in Ireland, try Paddy Compare, get cheap taxi insurance quotes and start saving today.

 

Public Liability Insurance: What is it, and do I need it?

Note that this article is for information only. Paddy Compare does not provide any legal advice relating to the purchase of any insurance product and you should speak to qualified persons before deciding on a policy for your needs.

Although public liability insurance isn’t usually a legal requirement, the nature of many businesses will bring their staff into contact with other people (the general public). Therefore, in law, a ‘duty of care’ is owed to these people. This should ensure that they, and their property, do not come to any harm as a result of your negligence.

However accidents do happen, and negligence by the business may result in damage or injury, and liability for any quantifiable loss. The cost of a claim for negligence can be substantial – thousands or millions of euros, but generally public liability insurance is available at a relatively small cost, to insure you against the risk of claims.

With the increasing number of ‘no win no fee’ lawyers, the numbers and values of claims are increasing, and some businesses don’t realise the requirement, or the importance of being covered. Some clients will insist on certain levels of cover, for example if you are cleaning for a local authority, or working in a government office, hospital or airport.

A business is not liable for every accident or damage that takes place within its property or whilst carrying out its day-to-day business. The claimant will have to prove that:

  • They were owed a duty of care by you
  • You failed to exercise that duty of care
  • They suffered a quantifiable loss as a result
  • The loss was a foreseeable result of the breach

There are hazards everywhere, but by reducing the consequence and the likelihood of these hazards occurring, you are reducing the risk, and hence contributing towards exercising your ‘duty of care’. In typical scenarios this may be by:

  • Displaying warning signs to warn of slippery surfaces or other hazard
  • Adequate training of staff
  • Security measures like CCTV, safes, locks, smoke detectors
  • Safe systems of work such as hoardings, scaffolding and welfare
  • Maintaining and regularly servicing equipment
  • Recording and communicating clearly

Public Liability cover is very specific, and it is important to be open with your insurance provider so as to purchase the correct policy. In order to limit the risk, insurance companies may place limitations on the activities you carry out, or the places in which you work, and you should carefully consider these before purchasing the policy. Your policy will probably be subject to an excess, so check that this is affordable before accepting the terms. You may need 3rd party cover, for example a photographer may need cover for damage caused to property whilst working away from their office.

Paddy Compare works with a number of public liability insurance brokers who can offer liability insurance for your specific needs. As well as our generic PL insurance form for fitness instructors, artists, car valeters, gardeners, window cleaners, painters, and arts and crafts, Paddy Compare also has specific links with insurers that provide insurance for shops, offices, pubs, tradesmen and salon owners. Whatever your insurance requirement, let Paddy Compare help you get in touch with someone who understands your insurance needs.