Search for cheap Irish insurance in Ireland

Paddy Compare for life insurance in Ireland?

We all know that death is the only thing that is certain in life. Therefore it is very important to plan for the worst as anything can happen. Yes, no one likes thinking or talking about it, but by acting now and taking out a life insurance policy that is suited to you and your family, you could save your conscience and your money. Paddy Compare's life insurance guide contains lots of information to help you make an informed choice.

Why life insurance quotes?

Everyone wants to know that their loved ones will be ok in the event of your death. If you don't have a life insurance policy your family could be left to fend for themselves. Therefore it's very important to get life insurance protection in Ireland and understand the different types of cover available.

So what's out there for me and what should I look for? Term assurance is the simplest type of life insurance cover and pays out a lump sum if you die during the policy term. Terms can vary in length and all conditions should always be checked with your adviser.

How long should my cover last? It is extremely important compare life insurance policy terms and this should be considered carefully. Most people will want their policy to run for as long as they have any dependents such as until their children go to university.

How much cover do I need? Life insurance policies have maximum pay-out limits agreed in advance. It is a good idea to secure enough to cover your mortgage, debts and family expenses.

How much will it cost? Yes, life insurance in Ireland can be expensive. Life insurers will look mainly at the term and the agreed pay-out when deciding on the premium. They will also take your age, occupation, your state of health or if you are a smoker into consideration.

Which policy is right for me? There are many different life insurance policies available. If you choose a level term life insurance policy the pay-out remains the same throughout the term. A decreasing term policy will reduce during the term and is usually used for a dwindling debt such as a mortgage.

You could also opt for convertible term assurance which allows you to convert your term policy into a whole life insurance policy.

Critical illness cover in Ireland will pay out a tax-free lump sum on the diagnosis of a range of illnesses and accidents that may occur during the policy term. A regular income after illness may also be granted and full details should be discussed thoroughly with your critical illness policy provider. The sum insured can be up to €500,000, covering illnesses such as cancer, heart attacks and strokes. Fixed term cover and mortgage protection insurance are also available.

Life insurance is a complex matter and it's important to speak to someone who can help. At Paddy Compare we can help you get in touch with the right life cover specialists, who can play a very important part of your financial planning.

How to get cheap life quotes now

At Paddy Compare, getting cheap life insurance quotes is easy. We provide a completely free and independent service. Simply complete our one page online life insurance comparison quotes form and Paddy will match your details with local specialist life insurance brokers who will then contact you with competitive quotes. It's no hassle and we do all the hard work for you. So get life quotes in Ireland and start saving now.

Why Paddy Compare?

  • Compare prices from local specialists
  • Free and no obligation service
  • Easy and fast to use
  • Simple one-page quote forms
  • Save money on your insurance
Get life quotes in Ireland

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