Search for cheap Irish insurance in Ireland

Terms and Conditions

Accessing this website

By using this website (www.paddycompare.ie), you are agreeing to the following terms and conditions. If you do not agree with these terms, please do not use this website. This page may be updated at any time, and will be effective when displayed here. Please contact us with any queries relating to these terms.

The Service

We provide a fully independent lead generation service, which is designed to enable you to quickly get in touch with multiple insurers or insurance brokers in order to receive quotes for your policy for various products. After the completion of a form on our website, your details will be passed on to our panel of regulated insurers/brokers. These companies will contact you via phone or email to confirm your details, and provide an insurance quote, and arrange the policy if necessary. Our service to you is free. We earn a set amount per lead which is sent to our panel of pre-approved providers.

We will not offer any insurance products for sale, nor offer advice at any stage during the process. We are only regulated to carry on the arrangement of non-investment insurance contracts by way of introducing, and this is the extent of the service we will provide. Once you have reviewed the products which are available, you will need to make your own choice on how to proceed.

On some pages we may display advertisement links to other websites, which may be of interest to you. We do not control the links which appear, and we do not provide advice or make recommendations. Once you have reviewed the products which are available, you will need to make your own choice on how to proceed.

The Company

Paddy Compare Limited is a registered company in Northern Ireland. Company Number NI614718. Registered address: 8 Woodcroft Lane, Ballymena, BT42 1FZ.

We are authorised and regulated by the Financial Conduct Authority (FCA FRN 598813) and hold a passport which authorises us to conduct regulated business in Ireland.

We are registered with the ICO as a Data Controller and our registration number is Z3663827. More details about our Privacy Policy and procedures can be found here.

Your responsibilities

You should understand that we do not provide a direct comparison service, and that you should satisfy yourself as to the cost and quality of service that will be provided by any insurance provider with which you may enter an agreement. You are responsible for ensuring that all the details on which the agreement is based are correct and up-to-date at the time of purchase, and that any assumptions made by the insurer/broker are correct. Neither we, nor the insurance company will check the details you have entered, so it is crucial that you are sure of their accuracy so that the policy will be valid, and that any claims arising may be paid.

Should you purchase a policy from one of our insurance partners, it is important that you read and understand that partner's terms and conditions, which will be different from ours. You should read any documents issued to you to ensure that the level of cover, excesses, personal details, etc. are correct. Failure to notify your insurer/broker of any discrepancies may invalidate your policy.

Our responsibilities

We are not responsible for any loss, financial or otherwise, which you may incur during the use of (or due to inability to access) this website or for any errors or omissions contained on this website.

Links to other websites, advertisements or references to other companies are for information purposes only. We have no control over (and are not responsible for) any advertisements which appear on our website, nor have we any control of, or responsibility for, the content of any third party sites. We cannot guarantee that these websites are free from viruses, trojans or any other malicious software which may be infectious or destructive.

We reserve the right to temporarily or permanently withdraw the service or website at any time, and will not be responsible for any loss you incur due to withdrawal of the service.

Comments and Complaints

We take pride in our high standards of service, but we understand that there may be occasions when you are not satisfied with the service you have been provided. If this is the case, please contact us and will will endeavour to to resolve the matter as soon as possible. We will seek to learn lessons as the result of any recurring complaints, and increase the level of service we provide as a result.

The most efficient method of contacting us is via email; feedback [at] paddycompare.removespam.ie. You may also write to us at the address above.

A summary of our internal process for dealing with complaints, which outlines how we will handle your complaint both promptly and fairly, is available on request. If you are still dissatisfied then you may be entitled to refer your complaint to the Financial Ombudsman Service (FOS).

Should your complaint be against one of our panel members or affiliates, we will pass your complaint onto them and notify you that we have done so. We will also provide you with their contact details. The company will then reply to your complaint, in line with their own complaints procedure which is monitored by the Central Bank of Ireland.

Content

All material on this website (text, logos, images, design, code) is either owned by Paddy Compare Limited, or reproduced with the permission of the copyright owner. No material on this website may be reproduced in any way without first seeking the permission of the copyright holder.

You may print off one copy of any pages from this website for your own personal reference but this material should not be modified, and should not be used for any commercial purposes, including the provision of access to our services or the results of our services to any third party.

You must not knowingly attempt to damage our website with the introduction of viruses, trojans, malware or any other malicious software. You should not attempt to hack or issue a distributed denial of service (DDOS) attack against this website.

You should not use our website in any way which may interfere with the use of the website by other visitors.

The lead generation service provided via our quote forms is only suitable for residents of Ireland, but quotes may not be available for the entire country or certain circumstances of applicants.

Security

Our website uses industry standard 128 bit SSL security to ensure that any information that you enter in our forms is encrypted before transmission to our server for processing. This can be confirmed by the padlock symbol either at the bottom of your browser window, or in the address bar. Clicking on or hovering over this icon should provide information as to its authenticity.

You should read the relevant security and privacy statements for any third party sites which you visit after clicking on links or advertisements from this website.

You should be aware that any communications over the internet are not secure unless they are encrypted, and you should be responsible for the maintenance of your personal computer security. We cannot be held responsible for any unauthorised access to, or loss of, personal information.

Privacy

We shall use the information provided to us via this website in accordance with our Privacy Policy. Click here for full details.


Paddy Compare cookie policy