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Car Insurance

Co. Mayo has fewest drivers with penalty points – Car Insurance

A report by RTE has found that Co. Mayo has the fewest drivers with points on their licence, whilst Co. Kildare has the most. Across the country, around 20% of drivers have penalty points and over 168000 offences were recorded last month in Dublin alone.

The Regional Quality of Life report from the Central Statistics Office compares lifestyle, housing, health, education and economic activity across Ireland.

The penalty points system was brought in to encourage safe driving and reduce accidents on the roads, and insurance companies may view drivers as a higher risk, especially if they have had repeat offences.

Penalty points can be picked up for speeding, driving without due care, using a mobile phone, driving through a red light or for not maintaining your car properly. Whatever the reason for your points, Paddy Compare can find the best deals for car insurance or convicted driver insurance from specialist insurance companies across Ireland.

If you are fortunate enough to not have any penalty points, and your licence is clean, Paddy will also pass this information on to insurers, who will be able to give you a quote on that basis. Simply visit the car insurance page today to get started with a one-page form!

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Car Insurance Insurance

EU car market shows signs of recovery – car insurance Ireland

The European car market showed slight signs of recovery as new EU car registrations in April were up over 1.5% on the same time last year. This is according to recent data from the European automaker’s association. All major car makers have struggled recently due to the downturn, with Ford, Peugeot, Fiat and General Motors posting combined operating losses of approximately €5 billion. This small rise comes as a relief for many and shows some promise for 2013.

Car insurance in Ireland is required by law and is a must if you want to drive your car on the road. Car insurance can be expensive but with Paddy Compare you can compare car insurance in Ireland free of charge and with one simple form. So whether you need family car insurance, classic car insurance, insurance for your 4×4 or kit car insurance, Paddy can help. Get car insurance quotes for any car today!

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Car Insurance Insurance

Can you parallel park? – Compare car insurance now!

Are you good at parking your car? Many of us would class our driving skills as pretty good. Certainly many men among us would rate their driving way above that of their female counterparts. Some people would argue that dangerous parking is one of the many reasons for congestion and accidents in built up areas. We have all seen it, people parking on kerbs, tail ends sticking out or people quickly parking in the bus stop while running into the shop. One poor lady was recently caught on video attempting to parallel park in Belfast City centre for over thirty minutes. For those of you who have yet to see this parking exhibition click here.

At Paddy Compare you can easily compare car insurance quotes in Ireland with just one form. Simply complete our online car insurance comparison form and compare car insurance for free. We cater for all types of drivers. Even if you have penalty points on your licence, Paddy Compare can help you get cheap car insurance. So get motor insurance quotes today..

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Car Insurance Insurance

Mileage clocking scams – motor insurance ireland!

Thinking of buying a used car? Recent figures show that over 11% of all cars on the roads have been “clocked”. With the current economic climate and the lack of cash in the pocket of consumers, dodgy car dealers are taking advantage of unsuspecting car buyers by falsifying mileage. This is particularly common in vehicles with registration year 2009. Not only are these cars being sold at premiums, driver safety is a major concern as the car has been subject to many more miles of wear and tear.

So whether you are thinking of buying new or second hand, finding the right motor insurance is a must. It is a legal requirement to have at least third party car insurance. You can use Paddy Compare to quickly compare car insurance prices in Ireland. Simply complete our one page online car insurance quote form and start comparing now.

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Car Insurance Home Insurance Insurance

Compare insurance in Ireland!

The Irish insurance industry continues to perform despite concerns that it could have contracted by up to 6% in 2012. Recent results issued by RSA Insurance (the owner of 123.ie) showed continued growth and a 5% increase in written premiums of up to €400 million across the country in 2012.

Insurance is an annual essential for everyone. Whether you are a car, home or business owner, getting the right cover is a must. Therefore it is important to shop around in order to find yourself the best value insurance in Ireland. How many times have you tried to better your insurance renewal? Still insuring with the same company you started with? Never compared insurance online?

With many insurers offering discounts of up to 10% for buying insurance online it seems to be a no brainer. At Paddy Compare you can compare insurance from specialist insurers across Ireland in one go. So for affordable insurance and a comparison service you can trust, try Paddy Compare today!

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Car Insurance Insurance

Clean licence equals cheap car insurance!

Convicted Driver Insurance

Have you penalty points on your licence? If so, you could see your car insurance premium increase by as much as 150% this year. The Transport Minister Leo Varadkar signed new regulations which for the first time give motor insurance companies access to the National Driver Vehicle File (NDVF). This forms part of the Minister’s latest efforts to reduce car insurance premiums, improve road safety and reward safe driving.

The NDVF will allow insurance companies to look up a person’s driving history and premiums will be weighted accordingly. Drivers will be penalised for the 18 most serious offences such as speeding, , drink driving, driving without insurance and dangerous driving.

So whether you have a clean licence and require cheap car insurance or have committed offences in the past and are in search of cheap convicted driver insurance, Paddy Compare can help. Paddy knows that everyone makes mistakes and that’s why we compare motor insurance from across the whole market to find you the best deal. Get a quote and see how much you can save.

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Car Insurance Insurance

Car sales struggle during the January squeeze

Increasing property and tax bills are keeping buyers away from the dealerships this January, as car sales lag behind from this time last year.

80,000 cars are typically sold in Ireland each year, but experts report that this number is expected to fall by as many as 5000 vehicles this year, following early reports in 2013 sales.

Whilst the new ‘131’ registration is proving popular, many of these cars are reported to have been ordered towards the end of 2012, and so their popularity on the roads has not been felt at the forecourts.

Small family hatchbacks with diesel engines and attracting low CO2 emission bands are expected to prove popular again, as consumers continue to curb their spending in wake of rising costs from last year and over the Christmas period.

Paddy Compare can find you great deals regardless of your vehicle or driving experience. Head over to our car insurance page to start saving today!

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Car Insurance Insurance

Good news for motorists as petrol prices drop

Inflation saw a 0.4% drop in November according to the Central Statistics office. The rate, which now stands at 0.8%, was strongly influenced by falling petrol prices at the pumps.

Motorists will probably have noticed recent falls in fuel bills as a result of lower global oil prices, and no doubt this will have come as a pleasant surprise in the run up to Christmas.

Consumers should notice a slight increase in other bills though, as energy prices saw a small rise, and housing costs rose 3%, mainly due to increased mortgage repayments.

Merrion economist Alan McQuaid reports that continued weak consumer demand will put downward pressure on prices in the months ahead. This is in line with similar reports from earlier in the year, such as that from Quintas who said that “While the cost of doing business in Ireland has reduced, we still need to work on our competitiveness. With much emphasis on wage reductions, other costs which could be focused on are high rents, insurance or childcare costs.”

For some more reading about how Irish inflation compares to the Eurozone as a while, head over to The Irish Economy blog.

Regardless of these changing times, consumers can always be assured of the best prices on many insurance products with Paddy Compare. Visit our car insurance, home insurance or insurance pages for more.

Stephen

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Car Insurance Insurance

Increased car premiums for women drivers

Friday 21st December will see a new EU ruling which will outlaw gender discrimination by Insurance providers, and will end the traditional lower renewals that women drivers have previously benefited from.

Most insurers are refusing to reveal their new rates until this date, however some have gone early. A study by AonInsure and Irish Independent has revealed price hikes of up to €60 for females, with a similar drop for males. Further increases are expected in the new year, as firms come to grips with the new system, and prices start to balance out to reflect the new legislation.

Now that insurers are unable to use gender to determine risk, they will use other details such as no claims bonus, address, age, type of car and occupation to determine prices.

Regardless of your gender, driving history or personal circumstances, Paddy Compare can find specialist brokers that will provide competitive quotes for your car insurance. Alternatively, you can visit our insurance page to view some of the other products on offer.