Why use Paddy Compare for convicted driver insurance?

We will do the hard work for you and put you in contact with convicted driver insurance brokers that are ready to help and provide you with great quotes.

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Why get convicted driver insurance?

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Who needs convicted driver insurance?

Motor insurance is required by law if you want to drive your car on the road in Ireland. Unfortunately having driving convictions on your licence can significantly increase the cost of your car insurance. At Paddy Compare we know that every driver's circumstances are different, especially when it comes to driving history. Some drivers may have numerous convictions on their licence but Paddy doesn't judge you. In fact Paddy Compare could help you find cheap convicted driver insurance in Ireland.

Are you a convicted driver owner?

What type of car insurance do I need?

Like a normal car insurance policy, you will have to decide between the three main types of policy: fully comprehensive; third party, fire and theft; and third party. A fully comprehensive policy will protect you, your vehicle and other drivers from any damage you may cause in the event of an accident, and cover you for fire and theft. A third party, fire and theft policy will cover you for damage to others or their vehicles, and fire and theft of your own vehicle. Third party is the lowest level of cover, and only protects against damage you cause to others, their vehicle and property, it is typically the most expensive of the three.

How much does convicted driver insurance cost?

Unfortunately a driver with at least one conviction will pay on average 75% more for their car insurance than a driver with a clean driving history. However it is most important to declare your convictions because failure to do so may invalidate your policy and the insurer may not pay out in the event of a claim. Convictions will become spent after a period of time, but you should be sure to discuss these details with your broker.

How do I find cheaper convicted driver insurance in Ireland?

If your conviction is non driving related then you may be able to build up a no claims bonus over time, thus proving that you are a safe driver on the roads. You could also reduce the cost of your policy by selecting a smaller vehicle, with reduced engine size. The best way to reduce the cost is to compare convicted car insurance quotes online and speak to a number of brokers to ensure you are getting the best deal.

Why Paddy Compare for convicted driver insurance in Ireland?

If you have any convictions on your licence, been disqualified from driving or have been issued with a court fine, all hope is not lost. Most convicted driver insurers know that everyone makes mistakes and that you have probably learnt your lesson. By simply entering your details on our online convicted driver insurance quote form our trusted local convicted driver insurance specialists will give you a call directly with quotes.

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What types of offences are most common in Ireland?

Every policy is different and tailored to your individual dirving needs and circumstances, speak to our advisers today and get the right convicted driver insurance cover today.

Driving without a licence

It is an offence to be driving without a licence and a Garda can ask you to show a licence during a routine stop. If you do not have it with you, you must present it to a Garda station within 10 days. If you do not have a current licence you could face a fine of up to €2,000 depending on when your licence expired.

No insurance or tax

Offences for driving without insurance are serious and are prosecuted in court. If you drive whilst unisured you could be hit with a fine of up to €5,000 and receive 5 penalty points. It is an offence to drive an untaxed vehicle and you must show the tax disc on your vehicle.

Speeding offences

Driving over the speed limit is an offence and could result in 3 penalty points and a fixed charge fine of €80 which has to be paid within 28 days.

Dangerous driving

If you are seen to be driving carelessly by a Garda you could get 2 penalty points and a fine of €80. More dangerous driving resulting in accident could result in a court appearance, fines of up to €10,000 and even imprisonment.

Using a mobile phone while driving

It is an offence to hold or support your mobile phone while driving, and could result in 3 penalty points and €60 fine if caught.

Drink or drug driving

To intoxicated to drive, either through the use of drugs or alcohol? If stopped and found to be over the limit you could face a fine of €5,000 and or imprisonment. It is a against the law to refuse to be breathalysed. All driving driving offences result in you being disqualified for 3 months.

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