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Paddy Compare for Employers' Liability insurance in Ireland?

Employees are usually the heart and soul of any successful business. But employing workers in your company can bring about additional risks, and you may wish to consider insuring against these. Employers' Liability insurance, also known as EL insurance, protects you against compensation claims arising from employee illness or injury sustained as a result of their work for you.

Do I need EL insurance?

Employers' Liability insurance is not a legal requirement in Ireland, but it may be beneficial if you have employees, contractors, casual workers or temporary staff. Claims may arise from all kinds of employment. On a building site, claims may arise from an employee who has worked with noisy machinery for years, who has lost their hearing. In an office, a receptionist may develop a repetitive strain injury (RSI) in their hand and be unable to do computer work. In a factory, one of your staff may trip on some loose packing and injure their leg. In a bar or nightclub, one of the staff may be cut on broken glass left on a table.
Employers Liability insurance is different from Public Liability insurance in that it is to insure against claims by your employees, rather than the general public. Paddy Compare also offer Public Liability insurance.
It's important to note that Employers are responsible for the health and safety of their employees whilst at work. Further information is available from the Health and Safety Authority. Employers liability insurance will enable you to meet the cost of compensation claims for your employees' injuries or illness which may occur while they are working for you.

How to get cheap Employers' Liability insurance quotes?

The cost of EL insurance will depend on the number of employees, the nature of your business, the location, and the details of any historic claims you may have had. Paddy Compare can help you find cheap Employers insurance from insurance brokers in Ireland, so you can avail of the best deal.

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