Why use Paddy Compare for caravan insurance?

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Britton Insurance

Why get caravan insurance?

Let's talk about caravan insurance

Why caravan insurance?

A caravan is a major investment for you and your family, and at Paddy Compare we want to make sure it is protected should something happen to your caravan or its contents. If you own a caravan in Ireland then finding the right caravan insurance should be your top priority. Whether you are taking your touring caravans around the coast of Ireland or you are holidaying to your favourie caravan site, Paddy Compare makes finding cheap caravan insurance easy.

Are you a caravan owner?

What type of cover do I need?

Whilst it is not a legal requirement to have caravan insurance, it is important to consider in order to ensure your caravan is adequately covered in a number of different circumstances. There are two main types of caravan cover, touring caravan insurance or static caravan insurance. A standard caravan insurance policy will protect both types of caravan against fire, theft and damage. Touring caravan insurance will also cover you for towing your caravan throughout Ireland for a year. For those who like to travel abroad, the basic policy will usually cover them for up to a period of 90 days. Our partner brokers cover all touring and static makes and models to include: Bailey; Compass; Abbey; Hobby; Sterling; Swift; ABI; Willerby and many more.

What is covered?

There are two main cover options for touring and static caravans. Firstly, New for old, if your caravan is damaged beyond repair or stolen, the policy will pay out the equivalent cost of the brand new caravan provided the sum insured reflects that value. Market value cover will pay out the market rate for a caravan of similar age and condition at the time of damage or when it is stolen. Breakdown cover for your touring van and contents cover are typical optional extras.

How much does caravan insurance cost?

The cost of caravan insurance will vary greatly depending on the type of policy you choose to meet your individual needs. It can vary hugely from person to person due to a number of factors that are taken into consideration to calculate premiums, such as: the contents in your caravan; the length of cover you choose; the excess amount on your policy; where your caravan is parked; the make and model; its age and claim history; and its security features. You could get cover from as little as €150 per annum.

How do I make caravan insurance cheaper?

Caravan insurance can be expensive but there are ways to try and reduce the cost. You may be eligible to get a discount on your caravan insurance if you have had no previous claims and have built up a no claims bonus. If your caravan has any added security features such as an alarm this can also reduce the price. Keeping your caravan on a secure site, or locked in a garage will also help. You could also get a discount if you are a member of a caravan club. It is also important to shop around and compare prices with Paddy Compare.

Why Paddy Compare for caravan insurance in Ireland?

At Paddy Compare, by working with a range of caravan insurance specialists from across Ireland, we search the market for a policy that meets your caravan requirements. By simply completing our online caravan insurance quote form, our trusted caravan insurance brokers will contact you to confirm your details and provide a tailored quote to suit your needs. Use Paddy Compare today to find cheap caravan insurance in Ireland and give yourself that peace of mind that you can enjoy your next road trip or holiday knowing your caravan is safe.

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What other types of caravan insurance add-ons are available?

Every policy is different and tailored to your individual caravan needs and circumstances, speak to our advisers today and get the right caravan insurance cover today.

Fire damage

In the event of a fire, your caravan insurance policy will provide cover for smoke and fire damage.

Internal damage

Internal damage is covered such as water leaks or cable damage.

Theft or burglary

If your caravan is stolen or broken into, your policy will cover you.

Third party liability

If you happy to injure someone or cause damage to someone's property.

Flood or storm damage

We all love to caravan by the seaside, but with that it comes with strong winds in times of storms - your policy will cover damage against storms and floods.

Written off

If your caravan is damaged beyond repair in an accident, the policy can cover the replacement cost.

  • What do I need to get a quote?

    You will need the details of your caravan, the make, model, the claims history, the number of rooms, the length and width. Details of the security and storage. You will also need your contact details to hand.

  • What optional extras can I get?

    Popular optional extras include: contents cover that will cover the costs of any appliances and furniture and fittings in the van; european and UK cover if you plan to take your caravan abroad; and legal cover to support you financially in the event of a claim.

  • Do I need a special licence to drive a touring caravan?

    The towing rules in Ireland can be complex and you should discuss these in detail with one of our partner brokes. A category B driving licence authorises you to drive a car, van or 4 x 4 in Ireland which has gross vehicle weight of not more than 3,500kg. You may tow a trailer of not greater than 750kg, or where the max weight of the trailer is more than 750kg, the combined weight of the towing vehicle and the trailer must not be more than 3,500kg. You will require a BE licence where the combined weight is greater than 3,500kg. It is your responsibility to ensure the both the vehicle and the touring caravan are roadworthy and fit for purpose. The towing vehicle must be taxed and insured and have passed its roadworthiness test.

  • Can my friends and family use the caravan?

    The right policy should allow you to get cover for your family and friends. You should however discuss this with one of our trusted caravan insurance specialists as the rules can be different for touring and statics. Some static caravan holiday parks may only allow the named owner to use the caravan.