Why use Paddy Compare for minibus insurance?

We will do the hard work for you and put you in contact with minibus insurance brokers that are ready to help and provide you with great quotes.

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Why get minibus insurance?

Let's talk about minibus insurance

Why minibus insurance?

Transporting people in any vehicle is a big responsibility. If you drive a minibus in Ireland and are in charge of your passengers' safety, having the right minibus insurance is essential, in case something goes wrong. The roads can be a dangerous place and it doesn't have to be your fault to get caught in an accident. You should always check your vehicle before every journey and ensure that all passengers use their seat belt.

Are you a minibus owner?

What level of cover do I need?

A typical minibus insurance policy will cover you and your passengers whilst on the road. You can choose between fully comprehensive, third party and third party fire and theft. Although fully comprehensive insurance is always recommended we would suggest you discuss the benefits of each with our specialist minibus insurance brokers.

How is a minibus defined?

In Ireland and the UK a minibus is defined as a vehicle with more than 8 but not more than 16 passengers plus the driver. Therefore a minibus can have between 9 and 17 seats.

Do I need a minibus driving licence?

Yes, you will need to hold a current driving licence and be over 21 years old. You will also need to obtain and pass an additional Passenger carrying vehicle (PCV) test and will depend on when you first passed your driving test and the nature of your minibus trips i.e. for hire and reward?. There may also be different licencing requirements depending on whether you are driving a school group, community bus or sports club.

How much does minibus insurance cost?

The cost of minibus insurance cover in Ireland will depend on a range of factors to include: the vehicle make and model; your driving experience; your level of no claims bonus; the number of seats; and the use of the minibus.

Why use Paddy Compare for minibus insurance?

Getting minibus insurance in Ireland is easy when you use Paddy Compare. Simply complete our online minibus insurance quote form and you could be saving within minutes. We will need some details about your minibus and a few details about yourself. Then we search the minibus insurance market for you and put you in contact with our trusted minibus insurance providers.

How does a minibus insurance policy differ from a car policy?

In most ways a typical car insurance policy will offer the same cover as a minibus policy, however due to the larger vehicle size, number of seats and passengers, the average price is greater than that for a normal car policy due to the increased risk involved.

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What else can I include on my minibus insurance policy?

Every policy is different and tailored to your individual needs and circumstances, speak to our advisers today and get the right minibus insurance cover today.

Vehicle replacement

Many policies provide a vehicle replacement where your vehicle is declared undriveable. A like for like vehicle is usually provided within 24 hours.

Key cover

Key cover will cover the costs of losing your keys. The costs of replacement can be considerable, particularly with an immobiliser.

Legal protection

Legal protection may be an optional policy add on, covering the cost of uninsured losses, fees and legal expenses if you are involved in a non-fault accident.

Minibus breakdown cover

Minibus breakdown cover may be an option whereby the policy will provide breakdown support across Ireland.

Personal accident

Personal accident cover protects you in the event of serious injury and event death in an accident whilst driving your vehicle.

Short term minibus insurance

Short-term minibus insurance is available where you simply need to hire and drive a minibus for a 24 hours, a number of days or a short term for a one-off trip.

  • Can I pay in instalments?

    Yes most insurance policies allow you to pay by instalments, however in most cases the monthly cost will be slightly higher than paying in one lump sum.

  • Can I add drivers to my insurance policy?

    Yes, you can add additional drives to your minibus insurance policy, just discuss the details with our partner brokes.

  • What if my vehicle has more than 17 seats?

    Our partners may still be able to provide you with insurance, however if you have over 17 seats your vehicle would be classified as a coach and therefore not qualify for minibus insurance, but rather coach insurance.

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