Convicted Driver Insurance
Have you penalty points on your licence? If so, you could see your car insurance premium increase by as much as 150% this year. The Transport Minister Leo Varadkar signed new regulations which for the first time give motor insurance companies access to the National Driver Vehicle File (NDVF). This forms part of the Minister’s latest efforts to reduce car insurance premiums, improve road safety and reward safe driving.
The NDVF will allow insurance companies to look up a person’s driving history and premiums will be weighted accordingly. Drivers will be penalised for the 18 most serious offences such as speeding, , drink driving, driving without insurance and dangerous driving.
So whether you have a clean licence and require cheap car insurance or have committed offences in the past and are in search of cheap convicted driver insurance, Paddy Compare can help. Paddy knows that everyone makes mistakes and that’s why we compare motor insurance from across the whole market to find you the best deal. Get a quote and see how much you can save.
Ireland held their early lead despite a strong second half by Wales in today’s 6 Nations opener in Cardiff. Ireland’s 30-22 win was made possible with Brian O’Driscoll’s return, following injury last season.
O’Driscoll, 34, notched his 26th RBS 6 Nations try and later admitted that revenge was sweet, following Ireland’s history with the Welsh.
Ireland’s campaign continues next Sunday, when the side will face top-of-the-table England, at home. Sunday 24th February will see Declan Kidney’s boys travelling to Murrayfield for a crucial fixture with Scotland.
If you are fortunate enough to be supporting the team at their away fixtures, travel insurance may be crucial for any unforeseen issues with your travel from Dublin. With Paddy Compare, you are just one form away from receiving the best deal.
Rental income can be a nice earner but it comes with some substantial risks especially in the current economic climate. When someone purchases a buy-to-let property they expect the rent from the property to exceed the costs and for the property to increase in value over time, but that is not always the case.
From 1993 to early 2007, property prices in Ireland showed a steady rise and in particular from 2001 to 2007, property tripled in value. This spurred additional building and despite over 15% of all homes being unoccupied, construction continued. A recent report showed that over 350,000 homes, representing 17% of Ireland’s total housing remained unoccupied. At its height, the average house in Ireland was worth €310,000 but thanks to the credit crunch this figure fell to €150,000.
In late 2012 property prices increased for the first time since 2007 but still remain over 60% lower than their peak. Given the slight increase in prices and a corresponding increase in the number of residential transactions, experts say that the market is in early stages of recovery.
If you own a property that you currently rent or are planning to rent, then landlord insurance is very important. Even if your property is unoccupied, landlord insurance is a must. Paddy Compare can help you take advantage of some of the best buy-to-let insurance deals on the Irish market. Simply fill in our short one page landlord quote form and start saving money when you need it most.
Are you feeling the January blues? Back to work and into the same old routine? Well why not book a holiday and take advantage of some cheap travel insurance at the same time.
The Irish Tourist Industry Confederation recently confirmed that last year alone 6.5 million people travelled to Ireland. Trends showed a growth of 2% in visitors from mainland Europe and North America, but a fall of 100,000 visiting from Britain.
The central statistics office revealed that they saw a 1.5% increase to 2,075,000 Irish people making overseas journeys in 2012. This therefore reduced the number of Irish domestic holidays by 0.3% to 4.2 million.
Minister for Tourism Leo Varadkar backed up the statistics by suggesting that despite the poor Irish weather and the troubled economy, tourism in 2013 seems to moving in a positive direction.
So whether you plan to travel abroad or take advantage of some of Ireland’s local attractions, Paddy Compare can help. It doesn’t matter if you need a family travel policy, multi-trip policy, adventure sports cover or are planning a back packing holiday. Use Paddy Compare, get a travel quote, find cheap travel insurance and save €€€ to spend on your holiday.
Increasing property and tax bills are keeping buyers away from the dealerships this January, as car sales lag behind from this time last year.
80,000 cars are typically sold in Ireland each year, but experts report that this number is expected to fall by as many as 5000 vehicles this year, following early reports in 2013 sales.
Whilst the new ‘131’ registration is proving popular, many of these cars are reported to have been ordered towards the end of 2012, and so their popularity on the roads has not been felt at the forecourts.
Small family hatchbacks with diesel engines and attracting low CO2 emission bands are expected to prove popular again, as consumers continue to curb their spending in wake of rising costs from last year and over the Christmas period.
Paddy Compare can find you great deals regardless of your vehicle or driving experience. Head over to our car insurance page to start saving today!
Have you ever been mis-sold payment protection insurance? Since August 2007, over 300,000 payment protection insurance policies have been sold throughout Ireland. Many of these applications were wrongly sold and the unknowing victims could have been paying as much as 30-40% extra on repayments.
Payment protection insurance is a type of cover that repays loans and credit card balances should the policy holder become unemployed or unwell. PPI is separate to mortgage protection and is an optional extra. Unfortunately many were told otherwise and forced to buy it in order to help approve their application.
How do I know if I was a victim? If you were self-employed, worked less than 16 hours a week, performed contract work, already had income protection or simply forced to make an upfront payment you may be entitled to claim back thousands of Euros.
What should I do? Consumers are being advised to do nothing as you will be contacted by your bank. Claims management companies should be avoided at all costs. The Central Bank has ordered independent reviews of all PPI sales within banks such as Bank of Ireland, Allied Irish Banks, EBS, Permanent TSB, Ulster Bank and GE Money during that period.
If you need insurance of any kind and want a brand you can trust, try Paddy Compare today!
Happy Christmas and a happy new year from all the staff here at Paddy Compare.
Try Paddy Compare in 2013 and find yourself some cheap Irish insurance!
Inflation saw a 0.4% drop in November according to the Central Statistics office. The rate, which now stands at 0.8%, was strongly influenced by falling petrol prices at the pumps.
Motorists will probably have noticed recent falls in fuel bills as a result of lower global oil prices, and no doubt this will have come as a pleasant surprise in the run up to Christmas.
Consumers should notice a slight increase in other bills though, as energy prices saw a small rise, and housing costs rose 3%, mainly due to increased mortgage repayments.
Merrion economist Alan McQuaid reports that continued weak consumer demand will put downward pressure on prices in the months ahead. This is in line with similar reports from earlier in the year, such as that from Quintas who said that “While the cost of doing business in Ireland has reduced, we still need to work on our competitiveness. With much emphasis on wage reductions, other costs which could be focused on are high rents, insurance or childcare costs.”
For some more reading about how Irish inflation compares to the Eurozone as a while, head over to The Irish Economy blog.
Regardless of these changing times, consumers can always be assured of the best prices on many insurance products with Paddy Compare. Visit our car insurance, home insurance or insurance pages for more.
With extremes in weather set to hit Ireland over the next few weeks, winter has truly arrived. Cork City Council warned home and business owners of possible flooding in the next couple of days. Forecast by Met Éireann expects approximately 25mm of rainfall in the Cork area tomorrow alone.
On a brighter note, the latest figures from the Central Statistics Office show that house prices have risen 0.9% across the country. House prices in Dublin increased by 3.1% which is almost the largest rise in six years as reported by Irish estate agent DNG. After four consecutive years of a double digit decline in house prices, this slight increase is giving some comfort and assurance that prices have now stabilised.
So whether you’re worried about the price of your home or the cost of flooding, it is important to find the right home insurance policy. As Christmas approaches the last thing you want to worry about is insurance. At Paddy Compare you can instantly compare Irish home insurance prices from across the whole market. So protect your home, enjoy your Christmas and get a home insurance quote today!
Friday 21st December will see a new EU ruling which will outlaw gender discrimination by Insurance providers, and will end the traditional lower renewals that women drivers have previously benefited from.
Most insurers are refusing to reveal their new rates until this date, however some have gone early. A study by AonInsure and Irish Independent has revealed price hikes of up to €60 for females, with a similar drop for males. Further increases are expected in the new year, as firms come to grips with the new system, and prices start to balance out to reflect the new legislation.
Now that insurers are unable to use gender to determine risk, they will use other details such as no claims bonus, address, age, type of car and occupation to determine prices.
Regardless of your gender, driving history or personal circumstances, Paddy Compare can find specialist brokers that will provide competitive quotes for your car insurance. Alternatively, you can visit our insurance page to view some of the other products on offer.